Post Office Savings Schemes – ideal for the completely risk-averse investors
If you are a risk-averse investor, Post office savings schemes are ideal for you.
All forms of gold are not equal – when it comes to investment
Gold is much maligned by some people who keep comparing it with shares and claiming that shares outshines gold.
Golden Rules of Investing – Start Early, Step Up and Think Long-Term
Demonstrating why 'Start Early' is the golden rule and providing a downloadable Investment calculator for you to play around and make your informed investment decisions.
Decoding Personal Finance’ Pearls of Wisdom
Decoding the underlying principles behind the Personal Finance' pearls of wisdom like start early, diversify, have a budget, save before you spend, be patient, think long-term,
Public Provident Fund – guaranteed, compounding, tax-free investment
Public Provident Fund - from GOI - provides guaranteed, tax-free, compounding interest with a lock-in period of 15 years and can be extended any number of times. In my opinion,
Savings account, is in fact a ‘Spendings account’ and definitely not an investment!
Savings account - while necessary and useful - is actually a 'spendings account'. It is not an investment as the value of money keeps reducing due to inflation.
Personal Finance Series – to help individuals make informed decisions
Series on Personal Finance - Saving account to Share trading - with the tax implications, pitfalls to avoid and best practices to follow.