Two new startup on financial products.

- Concept: Create a platform that uses AI and data analytics to provide personalized financial advice. It would assess a user's income, spending habits, life goals, and risk tolerance to design a tailored investment, saving, and spending plan.

- Key Features:

- AI-driven investment and savings advice.

- Real-time budget tracking and expense management.

- Automated alerts for financial goals and progress.

- Integration with multiple financial accounts and services.

- Revenue Model: Subscription-based (freemium model for basic features, premium for advanced tools).

- Concept: A platform that allows users to invest small amounts (micro-investments) in various financial products like stocks, bonds, or mutual funds. This makes investing accessible to people with limited capital.

- Key Features

- Round-up feature: Round up everyday purchases to the nearest dollar and invest the spare change.

- Portfolio diversification with minimal investment.

- Educational content on investing and risk management.