DAY 2 OF MY FILS CHALLENGE JOURNEY- BUILDING PROGRESS WITH EACH STEP!
It's January 22, 2025, and I've officially completed two days of my Fils Challenge with Al Salam Bank. When I checked my Al Salam Bank app today, I saw that my total savings have reached 0.300 fils.
For context:
* 300 fils is approximately 46.57 Philippine Pesos
* 300 fils is about 0.80 US Dollars (USD)
* 300 fils is roughly 66.12 Indian Rupees (INR)
It's exciting to see these small amounts start to add up. Tomorrow, another 0.300 fils will be deducted, and I'm looking forward to watching my savings grow.
DAY 2 OBSERVATIONS:
This morning, I woke up with an urge to spend on a hobby-related plan I've been eyeing for a while. At first, I was tempted to go ahead with it, but then I stopped and thought, "Is this really something I need right now?" Knowing that I have daily deductions for this challenge made me reconsider. I realized the plan wasn't necessary important, and skipping it helped me stay on track.
Without the Fils Challenge, I might have given in to that impulsive decision. Now, I see how this journey is teaching me to be more mindful about where my money goes. It's not just about saving—it's about making intentional choices and thinking twice before spending on things that don't align with my priorities.
HOW THE CHALLENGE CREATES DISCIPLINE:
This small decision reminded me that discipline isn't about saying "no" to everything; it's about saying "yes" to the things that truly matter. The Fils Challenge is helping me develop financial habits that prioritize what's important over short-term desires. It's teaching me to:
1. REFLECT BEFORE SPENDING: I now ask myself whether a purchase is truly necessary.
2. ALIGN MY ACTIONS WITH MY GOALS: Saving daily reminds me of my commitment to building financial stability.
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3. APPRECIATE SMALL WINS: Even saving 300 fils feels like an achievement because I know it's adding up over time.
WHY THIS CHALLENGE MATTERS:
The Fils Challenge is a simple yet powerful way to create lasting habits. It proves that even the smallest steps can lead to significant results over time. By starting small and progressively increasing the daily savings amount, the challenge builds financial discipline while remaining manageable.
FINAL THOUGHTS:
Day 2 of my Fils Challenge has taught me the importance of mindfulness—not just in saving money but in life. Every small decision, like choosing to save instead of spend, brings me closer to my financial goals. This journey is about more than just growing savings; it's about learning to live intentionally and aligning my daily actions with my bigger dreams.
As I move forward, I'm excited to see how these small, consistent efforts will influence my future. Tomorrow, I'll be saving another 300 fils.
If you're new to my Fils Challenge journey, don't miss Day 1 of My Fils Challenge Journey, where I shared my first experience with this savings challenge and how it all started.
Stay tuned for my updates as I continue this journey, one step at a time.
NEXT CONTENT: Day 3 of My Fils Challenge Journey –Adapting to Growth and Challenges
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